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Pricing

Payments with commerce included.

Launch checkout and manage orders through one API. The payment rate includes the commerce tools you need to sell, with clear prices for invoicing, subscriptions and tax.

3.79% + 35¢ on cards · no monthly fee · free sandbox · no credit card

Core payments

No monthly fee

3.79% + 35¢

per successful card or wallet payment

Included with your rate

Checkout & payment links

Start taking orders

Orders & discounts

Keep every sale together

Buyer portal

Let buyers manage purchases

Payment methods and conditional fees

Every public API endpoint from day one

Unlimited seats and sandbox testing

Standard bank payouts included

Core and add-ons

One payment rate. Add what you use.

Commerce comes with payments. Invoice, subscription and automatic tax fees apply only when you use them.

Core payments

No monthly fee

3.79% + 35¢

Per successful card or wallet payment

  • ACH 1.00%, $1 minimum, no cap
  • Affirm 6.99% + 30¢ on eligible purchases
  • Orders, catalog, discounts, fulfillment, returns and buyer portal
  • 20 orders paid outside Flint per month
  • Unlimited sandbox testing and seats

Add what you use

Payment-time fees are collected with processing. Custom domains are billed monthly.

Invoices and subscriptions
0.40% of collected payments
Automatic tax
0.50% of payments where Flint collects tax
Custom domain
$15/month per business

Advanced fraud protection is priced when available.

No per-seat or per-API-call fees.

See payment methods and conditional fees

Processing more than $50,000 a month?

Negotiated agreements

Ask about a negotiated processing rate, priority support, a higher allowance for orders paid outside Flint, and agreement terms that fit your business.

Ready from your first sale

More of your product, ready to launch.

Checkout, orders, discounts, fulfillment and returns share one commerce model.

Launch with checkout ready.

Create a hosted checkout or share a payment link. Your products, quantities, discounts, and tax carry through to the order, ready to manage in the dashboard or API.

Explore checkout

Add another way to sell.

Offer subscriptions alongside one-time purchases. Send invoices when customers need to pay later. Both run on the same orders, for 0.40% of each collected payment on top of processing.

Explore subscriptions

Build on the same order model.

Every sale records what was bought, discounted, paid, and refunded. Checkout, invoices, and subscription renewals use that same structure, so you can reuse your reporting and support workflows.

Explore the commerce API

One record for the sale

The order stays together after checkout.

When a customer needs a refund, choose the items. Flint calculates their share of discounts and tax, then records the refund against the original order. Your team can see what happened without matching records across systems.

See how orders work
Example order: a $240 print with a $20 discount. The same order connects checkout, payment, and any later refund.

Payment rates and fees

Choose how your customers pay.

Cards, wallets, bank payments and Affirm. These rates apply wherever the payment method is supported.

Cards & wallets
3.79% + 35¢
ACH bank payments
1.00%, $1 minimum, no cap
Affirm
6.99% + 30¢

Affirm is available for eligible purchases when enabled by the merchant.

Conditional fees

These fees apply to specific payment types or events.

How fees are calculated
Manually entered cards, including virtual terminal.
+0.50%
International cards.
+1.50%
Currency conversion.
+1.00%
Instant bank account verification, per verification.
$1.50
Failed ACH payment, charged per failed payment.
$4
ACH dispute, charged per dispute.
$15
Card disputes, passed through with no markup from Flint.
at cost
Refunds. Original processing and add-on fees are retained.
$0

FAQ

Before your first payment.

What comes with core payments?

Core payments include checkout, payment links, orders, catalog and inventory, discounts, fulfillment, returns, the buyer portal, refunds, reporting, and standard payouts. Sandbox testing and seats are unlimited.

When do I start paying?

The sandbox is free and requires no credit card. No monthly fee for core payments. Processing fees apply to successful live payments; add-on fees apply when you use those products.

Do subscriptions and invoices cost extra?

Yes. Invoices and subscriptions cost 0.40% of each payment Flint collects for an invoice or a subscription, including installments and renewals. A subscription invoice is charged the fee once, not twice. Invoice payments recorded outside Flint have no invoice fee and count toward the 20 orders paid outside Flint included each month.

What if I process more than $50,000 a month?

Ask us for a negotiated rate and agreement terms. Your volume never triggers an automatic change, and an agreement can raise the limit for orders paid outside Flint.

Are fees added to my customer's total?

No. Processing and payment-time add-on fees are deducted from your settlement. Your customer pays the total you charge at checkout. Standard bank payouts are included.

How do refunds and failed payments affect fees?

Refunds have no additional fee. The original processing, invoice or subscription, and automatic tax fees are retained after a refund or dispute. Flint credits errors and duplicate fees. Declined cards and uncaptured authorizations have no processing fee.

How does custom domain billing work?

A custom domain costs $15 a month per business and covers checkout and the buyer portal. A full month starts on activation and renews monthly with no proration. Activate it in Billing before connecting a hostname. Cancel anytime; the domain works until the paid month ends, and Flint-hosted links keep working. Hosted pages show the Powered by Flint credit on every domain.

Build with Flint

Get your next idea selling.

Create your sandbox, build your checkout, and test your first order.

3.79% + 35¢ on cards · no monthly fee · free sandbox · no credit card

Skip the wait: npm install -g @flintpay/cli && flint signup creates your account and a sandbox key from the terminal. CLI guide

Node

npm install @flintpay/node

CLI

npm install -g @flintpay/cli
Accept your first payment